The growth hub for small and independent businesses
With the cost of energy at an all-time high and an accelerating drive to net zero, it's never been more crucial for businesses to understand their energy consumption. One of the best ways to map your business' energy consumption is by conducting an energy audit. Let's take a look at how the process works and its benefits.
8 Aug 2022
On 20 July 2022 the Government announced the latest iteration of the Recovery Loan Scheme (RLS), which is set to run for two years starting from 1 August 2022. As it stands, lenders do not yet have access to the Government loan scheme and are awaiting further information regarding their accreditation. As soon as we have further information we will update this article. Lenders will primarily use the Recovery Loan Scheme to fund businesses that they previously couldn't. This could be due to factors such as their credit score, trading time, turnover or homeowner status. In other words, If you're considered as a less risky business, in most cases they will first look to support you using their standard product selection instead of RLS. Read on to find out more.
28 Jul 2022
Leading fintech advisory company, VFD Pro Ltd, has partnered with Funding Options to integrate Funding Cloud: Connect, an extension of the Funding Cloud(TM) platform, into their market-leading financial and advisory solution.
26 Jul 2022
Cash is king for businesses, but it doesn't always flow steadily – especially in times of economic uncertainty. A business credit card can be a short-term safety net when cash is tight, or your business needs to cover an unexpected cost. Here's what to expect.
21 Jul 2022
Merchant cash advances can be flexible and fast to obtain. Used predominantly by retail, hospitality, and leisure companies – and businesses that rely on card payments from other sectors – to access unsecured finance. But how do they work, and what are some benefits and things to consider before applying?
18 Jul 2022
Business overdrafts and revolving credit facilities share some similarities. For example, they're both designed for short-term cash flow purposes. But there are also differences: one of the fundamental ones being that your business bank usually supplies an overdraft while revolving credit facilities are available from specialist lenders.
14 Jul 2022
If you've got a business idea in the pipeline or are looking to launch a new project, you might consider funding it via a crowdfunding campaign. But first, why not take some time to understand the advantages and disadvantages?
11 Jul 2022
Research reveals that female-led businesses receive, on the whole, less funding than those managed by men. But why? Shouldn't industry's goal be to ensure a diverse and varied business landscape? In this article, we'll take a closer look at the problem and highlight some key finance options that every business owner can use to access finance, hopefully achieving greater gender parity.
7 Jul 2022
Your business plan is a living document – it's something you'll revisit to check that you're reaching your goals and making the most of your venture. You may also need one if you're looking for funders to support and invest in your idea. Here's how it works.
4 Jul 2022
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