Crowdfunding and Peer-to-peer Lending

Crowdfunding and Peer-to-peer Lending - Features and benefits through Funding Options: 

• We compare 120+ lenders

• A Finance specialist is available to guide you through the process

• It is free and doesn’t affect your credit score 

• Designed for a range of purposes, including property

• Simple, honest and transparent explanations

• We’ll match you based on your needs and circumstances

Crowdfunding and Peer to Peer Lending - How do they work?

• Crowdfunding has proved popular with a wide variety of businesses, and can be used in a wide range of scenarios such as: selling equity in a business, borrowing money for a business, selling pre-orders of a new product or to raise money for a charitable cause. 

• Equity crowdfunding is the name for selling shares of your company to 'the crowd' — there’s no money to pay back, but they’ll be entitled to a share of future profits and you’ll sacrifice some control.

• With Peer-to-peer lending (also known as P2P) the business borrows money from a collection of individual lenders, and pays it back with interest. 

• Peer-to-peer lending is similar to a traditional unsecured business loan in terms of eligibility.

• Property crowdfunding takes the concept of peer-to-peer finance and combines it with property investment. Some variants allow individuals to invest in small shares of many different buy-to-let properties.